Rates

Annual Percentage Yield (APY) effective as of 9/1/2010

                

Certificate of Deposits*
Type Amount Interest Rate APY
91 Day $500-$24,999

  .80%

  .80%

91 Day

$25,000 - $99,999

  .90%

  .90%

91 Day $100,000 & over 1.05% 1.05%
182 Day  $500-$24,999 1.01% 1.01%
182 Day  $25,000 - $99,999 1.10% 1.10%
182 Day  $100,000 & over 1.20% 1.20%
12 Month  $500-$24,999 1.10% 1.10%
12 Month  $25,000 - $99,999 1.20% 1.20%
12 Month  $100,000 & over 1.30% 1.30%
18 Month  $500-$24,999 1.35% 1.35%
18 Month  $25,000 - $99,999 1.45% 1.46% 
18 Month  $100,000 & over 1.55% 1.56%
24 Month  $500-$24,999 1.50% 1.51%
24 Month  $25,000 - $99,999 1.60% 1.61%
24 Month  $100,000 & over 1.70% 1.71%
30 Month  $500-$24,999 1.80% 1.81%
30 Month  $25,000 - $99,999 1.90% 1.91%
30 Month  $100,000 & over

2.00%

2.01%

36 Month  $500-$24,999 2.00% 2.01%
36 Month  $25,000 - $99,999 2.10% 2.11%
36 Month  $100,000 & over 2.20% 2.21%
48 Month  $500-$24,999 2.40% 2.41%
48 Month  $25,000 - $99,999 2.50% 2.52%
48 Month  $100,000 & over 2.60% 2.62%
60 Month  $500-$24,999 2.82% 2.84%
60 Month  $25,000 - $99,999 2.92% 2.94%
60 Month  $100,000 & over 3.02% 3.04%
 

   *Penalty for early withdrawal. 

Savings** 
Type Amount Interest Rate APY Minimum Opening Deposit
Savings $0 - $24,999 .15% .15% $25.00
Savings $25,000 & over .30% .30%  
IRA Savings $0 - $24,999 1.80% 1.81%  $50.00
IRA Savings $25,000 & over 1.90% 1.91%  
Health Savings  $0 -$24,999 1.00% 1.00%  $50.00
Health Savings $25,000 & over 1.00% 1.00%  
College Fund CD $0 - $24,999 1.75% 1.76% $25.00
College Fund CD $25,000 & over 1.75% 1.76%  
Christmas Club $5.00 & over 2.00% 2.00% $5.00
Burial Trust Savings  $25.00 & over 2.60% 2.63%  $25.00
 

                                     

Checking**
Type Amount Interest Rate APY

Minimum Opening 
Deposit

Super Now $0 - $2,499 .15% .15% $50.00
Super Now $2,500 - $24,999 .20% .20%  
Super Now $25,000 & over .25% .25%  
 

                                         

Money Market** 
Type Amount Interest Rate APY Minimum Opening Deposit
Money Market $0 - $24,999 0.20% 0.20% $1,000.00
Money Market $25,000 - $49,999 0.30% 0.30%  
Money Market $50,000 - $99,999 0.45% 0.45%  
Money Market $100,000 -$249,999 0.60% 0.60%  
Money Market $250,000 & over 1.00% 1.00%  
 

**Rate may change after account is opened.      Fees may reduce earnings.

                            





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