Annual Percentage Yield (APY) effective 10/24/2008

Type Amount Interest Rate APY Note
Hometown Checking - - - No Interest at any level
Regular Checking - - - No Interest at any level
BanClub Checking - - - No Interest at any level
Super Now Account Under $2,500 .20% .20%
Super Now Account $2,500 to $25,000 .40% .40%
Super Now Account $25,000 & Over .60% .60%
MoneyMarket $0 to $24,999 1.25% 1.26%
MoneyMarket $25,000 to $49,999 1.50% 1.51%
MoneyMarket $50,000 to $99,999 1.75% 1.76%
MoneyMarket $100,000 to $249,999 1.90% 1.92%
MoneyMarket 250,000 & Over 2.30% 2.32%

The rates may change after account has been opened. Fees could reduce the earnings on this account.

 




















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