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young couple talking excitedly to their Fidelity Bank & Trust Representative about their multiple Checking Account Options. The words Checking Account are on the image.

Open Your Fidelity Checking Account Today

Find a Fidelity Checking Account to Fit Your Needs

Everyone has different banking needs. At Fidelity Bank & Trust, we understand that and want to pair you with the checking account that makes sense. Whether you’re looking for an interest-bearing account, travel perks and grocery discounts, or unlimited debit transactions, Fidelity has an account for you.

With every checking account at Fidelity Bank & Trust you’ll receive for free:

  • Online and mobile banking
  • E-statements
  • Billpay
  • Direct deposit
  • Notary service
  • Debit card 1
Customers must enroll for Online Banking to access Mobile Banking, E-statements, and Billpay. 
1 Subject to approval. No annual fee. Other fees may apply.* See fee schedule for details.
* Subject to Iowa state sales tax and local option tax.
When the account has a zero balance for thirty consecutive days, the account will automatically close. A deposit will reopen the account.
Hometown Checking Hometown HYPE HYPE Xtreme Hometown Interest Hometown Money Market Snap $tack Checking
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Average Daily Balance Requirement $0.00 $0.00 $50,000.00 $250.00 $1,000.00 $1,000.00
Minimum Balance to Open $50.00 $50.00 $50,000.00 $50.00 $1,000.00 $1,000.00
Service charge assessed if below Average Daily Balance per monthly statement cycle N/A N/A N/A $5.00* $10.00* N/A
Monthly service charge N/A N/A N/A N/A
Per Excess transaction charge for withdrawals in excess of 6 per monthly statement cycle $5.00*
Interest Yes Yes Yes Yes
Unlimited Check Writing/debits Yes Yes Yes Yes Yes
Check images with statement Yes Yes Yes Yes Yes Yes
Free Online & Mobile Banking with Billpay2 Yes Yes Yes Yes
Fraud Resolution Service powered by BaZing Yes
Payment Fraud Resolution powered by BaZing Yes
Road Side Assistance powered by BaZing Yes
Cell Phone Protection powered by BaZing Yes
Local & Nationwide Discounts powered by BaZing Yes
Personal Identity Theft Benefit powered by BaZing Yes


1 Subject to approval. No annual fee. Other fees may apply.* See fee schedule for details.
2 Some restrictions may apply. 

*Subject to Iowa state sale tax and local option tax
Refer to the Truth In Savings Disclosures for complete information regarding each account.